Your retirement account, built for real estate.
Use eligible retirement funds for real estate — with education, process clarity, and compliance-focused support. Built for W-2 employees, business owners, and investors.
A chartered national trust in Texas · real estate only.
Your account, in plain sight
Regulated, institutional standard.
No crypto, no metals, no noise.
Guardrails visible before you invest.
You have retirement money. You want real estate. We help you get there.
Most of our customers aren't experts yet — they just have retirement capital and questions. Find yourself below.
W-2 employee
Old 401(k), IRA rollover, or accumulated savings.
"My retirement money is stuck in Wall Street products. Can it own real estate?"
Business owner
Tax optimization, control, and assets you understand.
"How do I build retirement wealth with real estate without crossing tax lines?"
High-income professional
Diversification and confidence before the first step.
"I like real estate, but I need a simple process and guardrails."
New real estate investor
Education before action.
"I don't know what's allowed, what documents I need, or where to start."
Existing investor
Faster, clearer IRA execution.
"I understand real estate; I need IRA execution that doesn't slow me down."
From confused retirement saver to real-estate-capable investor.
Can my retirement money invest in real estate?
The first question everyone has.
We explain account types, rollovers and transfers, allowed real estate assets, and the required review steps.
You understand that real estate can become part of your retirement plan.
Will I get in trouble with the IRS?
The fear that stops people.
We show prohibited-transaction guardrails, disqualified-person screening, UBIT/UDFI education, and clear role boundaries.
You know the core risk zones before submitting documents.
Where do I start?
A maze becomes a path.
A visible five-step process: Learn → Open → Fund → Invest → Operate.
You see a step-by-step process instead of guesswork.
Who helps me get it done?
You're not alone in it.
Intake support, document organization, status visibility, custodian routing, and human support.
You move from idea to funded account without guessing.
Five steps. Every one of them visible.
The whole process, start to finish — with status you can see.
Learn
Understand accounts, rules, and what real estate your IRA can hold.
Open
Open the right account — Traditional, Roth, SEP, or SIMPLE.
Fund
Transfer or roll over existing retirement funds. We handle paperwork.
Invest
Submit your real-estate investment. You decide it; we process it.
Operate
Track documents, expenses, and status in the Maple Mark Portal.
Real estate — and the whole capital stack around it.
If it isn't real estate, we don't do it. That focus is the point.
Direct property
Rentals, flips, and land held directly in your IRA.
Real-estate funds
Private RE funds and syndications that accept IRA capital.
Notes & private lending
Promissory notes secured by property.
Tax liens
Liens and certificates held inside the account.
Land
Raw and entitled land positions for the long term.
Real-estate LLCs
Checkbook LLCs and approved real-estate entities.
The rules that protect your account.
A prohibited transaction can disqualify an IRA as of the first day of the year. We make the risk zones visible before you act.
Prohibited transactions
What your IRA can't do — and who it can't deal with.
Personal use & related parties
Why you and disqualified persons stay at arm's length.
Debt, UBIT & UDFI
How leverage changes the tax picture inside an IRA.
Valuations
Why accurate, timely valuations matter each year.
Records & documentation
The paperwork that keeps the account clean.
Sophisticated investors have always paid attention to account structure.
The headlines about large retirement accounts share one lesson: structure matters — the account type, the assets, the parties, the valuations, and the tax rules can change long-term outcomes. Our focus isn't startup stock or loopholes. It's real estate — and making the account, process, documents, and guardrails understandable for normal investors.
Educational framing only. Tax-advantaged accounts can be powerful when structured correctly; outcomes depend on account type, transaction facts, and IRS rules. We do not promise tax-free wealth, guaranteed returns, or investment approval.
Fees you can read in ten seconds. FLAT · NOT % OF ASSETS
No download, no sales call. Your fee doesn't grow just because your account does.
A regulated trust — named, and in plain sight.
National trust charter
Federal oversight and an institutional standard of custody.
Custody by [Custodian / trust legal name]
Your assets are held by the named, regulated custodian — stated accurately.
Texas roots, national reach
Built for real-estate operators, business owners, and REIA networks.
We help with account setup, education, document intake, and transaction workflow. We do not recommend, diligence, approve, or sell real estate investments. Custodial approval, transaction processing, and tax reporting are handled by the regulated custodian.
Built by operators who live in the rules.
Compliance discipline and self-directed-IRA fluency, from day one.
Ken Rice
Ken Rice brings legal discipline, transaction oversight, and governance experience from industries where trust, controls, and accuracy are non-negotiable. His background in legal services, cash logistics, and complex commercial transactions helps Only Real Estate IRA build a process-first culture around protecting customer records, retirement capital workflows, and investor confidence.
Derreck Long
Derreck Long brings deep self-directed IRA knowledge and real-world investor education experience to Only Real Estate IRA. As a retirement-account specialist with Heritage IRA roots, congressional-facing policy experience, and a history of training CPAs and tax attorneys, Derreck helps investors understand the rules before money moves — turning IRA education, tax awareness, and compliance discipline into a stronger layer of protection for real estate retirement capital.
Find out if your retirement account can invest in real estate.
It's the first step — and it's a simple one. Learn the path, then open, fund, invest, and operate with status you can see.